Buying a New Gadget or Booking a Holiday? Are you Prepared?
Individuals in the UK are most at risk because we transact more per capita online than any other country in the world
, and criminals are starting to take advantage of that. We are now able to do most things on the internet; shopping, banking and even dating. But are you aware of the risks and the ways criminals are targeting you?
Individuals face two main problems when shopping online; (1) not receiving the product and (2) having their identities stolen. If you have transacted on a compromised (a website that has been hacked; it appears to be legitimate, but often hosts malicious code) website and don’t receive the product you have ordered and paid for; your personal details may have been compromised.
Here are our top 2 tips to stay safe while shopping from the comfort of your own home:
Always check the website address – actively investigate the address in the search bar, don’t be fooled by www.ebayz.com
Interact with the seller – ask questions if the product description is vague, check their selling history and read their customer feedback
Criminals are becoming more sophisticated and they know that we like to look for the cheapest holiday deals we can find. Fraudulent travel companies post ads for low cost holidays online; but you may come to find the hard way the holiday doesn’t exist or you only have access to a part of what you have paid for (i.e. flights but no accommodation).
Protect yourself and your holiday:
Check the full company details to make sure it is legitimate
Keep an eye out for bad spelling or grammar (it’s a huge give away)
Make sure travel and accommodation details match those you booked
Don’t be tempted by offers that are too good to be true, they often will be.
Online dating website membership is on the increase, more singles are turning to the Internet looking for Mr/Mrs Right. Online dating sites report a 350% increase in traffic since Christmas 2012, Match.com estimates over 3 million messages are sent each week and one in five relationships now begin online. An unlucky few will be matched with cyber-criminals posing at potential soul mates. In the online dating environment it is easy to gain access to information and money through emotional appeals. Online dating can be a great way to meet people, but make sure you’re protecting yourself. Here’s how:
Trust your instincts – you will know whether he/she is too good to be true
Guard your privacy – you do when you’re on a night out, the same rules apply online
Never send money or release credit card details to individuals you don’t know
Do not send photos – photos can be used as blackmail
The Internet gives you the world of possibilities at the touch of a screen or click of a mouse, make sure you are protected when roaming in cyber-space.